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FEDERAL
SBA 504 Loan Program - Topeka Area
SBA-backed fixed-asset financing for owner-occupied real estate, equipment, and expansion projects.
About this program
The SBA 504 loan program provides long-term, fixed-rate financing through certified development companies for major fixed assets such as owner-occupied real estate, building improvements, and equipment. Topeka businesses can use 504 financing for eligible expansion and modernization projects.
Eligibility
Eligible for-profit small businesses using funds for owner-occupied real estate, equipment, or approved fixed assets.
Requirements
- Work with a certified development company and participating lender
- Provide business financials, project costs, collateral, and use-of-funds documentation
- Meet SBA size, occupancy, job creation, and underwriting requirements