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OH
Ohio Capital Access Program (OCAP)
Loan portfolio insurance program that helps professional services small businesses obtain bank loans that may not meet conventional underwriting standards. Creates a reserve fund that lenders can access in case of default, reducing lender risk and expanding access to capital.
About this program
Visit the program website for full details.
Eligibility
Ohio-based small businesses and nonprofits that need access to capital and may not qualify under conventional lending standards. Must work with a participating lender.
Requirements
- Business must be located in Ohio
- Must work with a participating financial institution
- Loan proceeds for working capital or fixed assets