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CA
California Capital Access Program (CalCAP) for Small Business
CalCAP for Small Business encourages banks and financial institutions to make loans to small businesses by providing portfolio insurance. Eligible uses include construction projects, equipment, startup costs, expansion, and working capital. Loan guarantees cover up to 80% of the loan amount up to $5 million.
About this program
Visit the program website for full details.
Eligibility
California small businesses with fewer than 500 full-time equivalent employees that meet SBA small business guidelines. Construction contractors and trades businesses may use funds for construction projects, equipment, and working capital. Must apply through a participating financial institution.
Requirements
- Must be a California small business with fewer than 500 FTE employees
- Must qualify as a small business under SBA guidelines
- Must apply through a participating bank or financial institution