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FEDERAL

SBA 504 Loans for Manufacturers

SBA 504 loans provide long-term fixed-rate financing for major fixed assets, with higher maximum debenture amounts available for qualifying manufacturers.

About this program

Visit the program website for full details.

Eligibility

Eligible small manufacturers in Rhode Island may use SBA 504 financing through a Certified Development Company and lender for owner-occupied real estate, major equipment, construction, renovation, or expansion.

Requirements

  • Operate as an eligible small business under SBA size and ownership rules.
  • Use proceeds for eligible fixed assets such as real estate, construction, renovation, or long-life machinery and equipment.
  • Apply through a participating lender and Certified Development Company.