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NM

New Mexico Collateral Assistance Program

The Collateral Assistance Program helps New Mexico businesses obtain loans when collateral shortfalls block otherwise viable financing.

About this program

The New Mexico Collateral Assistance Program supports small businesses that are otherwise creditworthy but lack sufficient collateral for lender financing. The program places pledged funds with the participating lender to strengthen the collateral position of an eligible business loan, helping businesses access capital for expansion, equipment, working capital, and other eligible uses.

Eligibility

New Mexico small businesses with a viable lender-approved loan request that needs collateral support.

Requirements

  • Business must operate in New Mexico.
  • Applicant must work with a participating lender.
  • Business loan must be for eligible business purposes.