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NY

New York State Capital Access Program

Credit enhancement helping New York City small businesses qualify for lender financing.

About this program

The New York State Capital Access Program supports participating lenders in making loans to eligible small businesses by using reserve fund credit enhancement to reduce lender risk.

Eligibility

Eligible New York small businesses, including New York City businesses, applying through participating lenders and meeting program and underwriting requirements.

Requirements

  • Apply through a participating lender
  • Provide business, ownership, credit, financial, and use-of-funds information
  • Meet lender underwriting and program eligibility requirements