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HI

HI-CAP Collateral Support Program

The Hawaii Small Business Capital Program (HI-CAP) Collateral Support provides cash collateral to participating lenders on behalf of eligible small businesses that face a collateral shortfall when seeking a business loan.

About this program

Visit the program website for full details.

Eligibility

Most for-profit small businesses in Hawaii, including retail operators, that qualify for a loan but have insufficient collateral. Must work through a participating lender.

Requirements

  • Business must be a for-profit entity based in Hawaii
  • Must apply through a HI-CAP participating lender
  • Loan must be for eligible business purposes such as start-up costs, working capital, or equipment