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City of Winston-Salem Economic Development Revolving Loan Program

Revolving loan assistance for businesses that cannot obtain conventional financing for eligible projects in Winston-Salem.

About this program

Winston-Salem’s business resource materials describe an Economic Development Revolving Loan Program that provides financial assistance to businesses unable to obtain conventional financing. Funds can support startup, expansion, equipment, working capital, and development needs tied to local economic development.

Eligibility

Businesses in Winston-Salem with eligible projects and financing gaps that meet city loan program criteria.

Requirements

  • Demonstrate a financing gap or inability to obtain adequate conventional financing
  • Submit business plan, financial statements, collateral, project budget, and use-of-funds information
  • Meet underwriting, job creation or retention, repayment, and compliance requirements