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FEDERAL

Lake Agassiz SBA 504 Loan Program

Long-term fixed-rate financing for Fargo and North Dakota small businesses purchasing real estate or major equipment.

About this program

Lake Agassiz Development Group provides SBA 504 financing for startups and expanding small businesses. The program supports major fixed assets such as owner-occupied real estate, construction, renovation, and equipment, with long-term fixed-rate financing.

Eligibility

For-profit small businesses meeting SBA 504 size, occupancy, use-of-proceeds, credit, and owner-equity requirements.

Requirements

  • Work with Lake Agassiz and a participating private lender
  • Provide business financials, project budget, collateral, and owner equity contribution
  • Use proceeds for eligible fixed assets and meet SBA job creation or public policy requirements