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TX

Texas Small Business Credit Initiative – Capital Access Program (CAP)

Loan enrollment program enabling participating financial institutions to make capital access loans of $5,000–$5 million to small retail businesses and other for-profit businesses in Texas.

About this program

Visit the program website for full details.

Eligibility

For-profit businesses with fewer than 500 employees operating in Texas. Loans to non-profit borrowers are not eligible. Focus on traditionally marginalized businesses and those impacted by COVID-19.

Requirements

  • Must be a for-profit business with 499 or fewer employees
  • Must work through an approved TSBCI participating financial institution
  • Loan amounts range from $5,000 to $5,000,000 under the Capital Access Program