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Iowa Small Business Collateral Support Program (SSBCI / SEDI – Disability Track)

State collateral support covering up to 40% of a collateral gap to help disability-owned (SEDI) businesses secure commercial loans from $50,000 to $250,000, with the lender applying on behalf of the borrower through Iowa's SSBCI program.

About this program

Visit the program website for full details.

Eligibility

Iowa small businesses with fewer than 125 employees that are 51% or more owned, operated, and actively controlled by an individual with a disability (SEDI), facing a collateral shortfall on a commercial loan.

Requirements

  • At least 51% owned, operated, and actively controlled by an individual with a disability
  • Fewer than 125 employees
  • Iowa-based creditworthy business with a commercial loan request