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ND

Child Care Loan Program

Provides low-interest loans at 2.5% to licensed child care providers in North Dakota for real estate, equipment, or working capital. Projects up to $100,000 can be 100% funded; over $100,000 requires a 50% match.

About this program

Visit the program website for full details.

Eligibility

Licensed profit, nonprofit, and public child care facilities in North Dakota. Faith-based organizations eligible if following federal guidelines. Must have a credit score of 640 or higher.

Requirements

  • Must be a licensed North Dakota child care provider
  • Credit score of 640 or higher required
  • Projects over $100,000 must have 50% match from owner equity, grants, or private credit