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Capital Region Chamber Micro Loan Programs

Microloan financing for early-stage and developing businesses in Albany and nearby counties.

About this program

Capital Region Chamber micro loan programs include financing options for early-stage and developing businesses, including the Capital Business Assistance Fund for companies that may not qualify for traditional funding and a HUD fund for low- to moderate-income owners in Albany County.

Eligibility

Small businesses in eligible Capital Region counties, including Albany County, that need smaller-scale financing and meet program-specific criteria.

Requirements

  • Operate in an eligible county or meet low- to moderate-income owner criteria for applicable funds
  • Submit business plan, loan application, financial documents, and use-of-funds information
  • Demonstrate ability to repay and comply with program requirements