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NJ
NJ LEND
Large NJEDA loans for equipment, working capital, and commercial real estate.
About this program
NJ LEND expands NJEDA lending capacity for New Jersey businesses needing financing for owner-occupied commercial real estate, equipment, permanent working capital, and line-of-credit guarantees. Deadline notes: Applications depend on NJEDA pilot availability. Notes: Program includes equipment and permanent working capital; confirm whether requested vehicles are eligible equipment.
Eligibility
New Jersey-based small businesses operating for at least two full years with no more than 750 employees, adequate debt service, fixed asset collateral, and job creation or retention commitment.
Requirements
- Submit application with business financials, tax clearance, guarantor information, collateral, equipment or property documentation, working capital plan, and required NJEDA certifications.