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NJ

NJ LEND

Growth loans for inventory, working capital, equipment, and owner-occupied commercial real estate.

About this program

NJ LEND expands NJEDA lending capacity for New Jersey businesses needing financing for owner-occupied commercial real estate, equipment, and permanent working capital, including inventory and recurring operating expenses. Deadline notes: Applications depend on NJEDA program availability. Notes: Program materials explicitly include inventory and recurring operating expenses as working-capital uses.

Eligibility

Eligible New Jersey businesses with qualifying use of funds, collateral, financial capacity, and compliance with NJEDA lending requirements.

Requirements

  • Submit loan application with business financials, tax clearance, collateral, use-of-funds budget, equipment or property documentation, inventory or working-capital plan, and legal documents.