Access to Capital for Entrepreneurs (ACE) Small Business Loans
Georgia's largest CDFI dedicated to small businesses, offering loans from $15,000 to $1 million to underserved entrepreneurs across all 159 Georgia counties. Specializes in women-owned, minority-owned, and low-to-moderate income business owners with capital plus coaching and connections.
About this program
ACE is an SBA Microloan Intermediary, USDA Intermediary Relender, and certified CDFI. 'Missing middle' specialty: $50,000-$250,000 loans too large for microfinance, too small for traditional banks. Coaching and advisory services included with every loan. 50%+ of loans go to women-owned businesses.
Eligibility
For-profit small businesses operating anywhere in Georgia, with focus on underserved borrowers (women, people of color, LMI entrepreneurs). 20%+ owners must personally guarantee. Ineligible: publicly traded companies, multilevel marketing, gambling establishments, REITs, adult entertainment.