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KY

Kentucky Small Business Credit Initiative — Loan Participation Program

KEDFA purchases up to 20% of a small business loan to enable participating lenders to originate larger loans to Kentucky small businesses including retailers who may not otherwise qualify.

About this program

Visit the program website for full details.

Eligibility

For-profit small businesses in Kentucky working with a participating lender. Business must be unable to obtain adequate credit on reasonable terms through normal lending channels.

Requirements

  • Must be a for-profit small business based in Kentucky
  • Must work through a participating KSBCI lender
  • Lender must determine business is creditworthy