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Community Capital New York Small Business Loans

Hudson Valley and New York small business loans for entrepreneurs who need capital and support beyond conventional bank financing.

About this program

Community Capital New York provides small business loans and technical assistance to entrepreneurs in the Hudson Valley and nearby New York communities, including businesses in Dutchess County and Poughkeepsie. Loan proceeds can support working capital, inventory, equipment, tenant improvements, startup costs, and business expansion. The lender focuses on access to capital for entrepreneurs who need coaching and flexible financing and may not be fully served by conventional lenders.

Eligibility

Small businesses and entrepreneurs in Poughkeepsie, Dutchess County, or another Community Capital New York service area that need eligible business financing and can meet underwriting requirements.

Requirements

  • Operate or plan to operate a small business in Poughkeepsie, Dutchess County, or another eligible service area
  • Use loan proceeds for eligible business purposes such as working capital, inventory, equipment, tenant improvements, startup costs, or expansion
  • Complete Community Capital New York inquiry and loan application steps