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City of Lincoln Housing Rehabilitation Loan Program

Zero-interest housing rehabilitation loans for low- and moderate-income Lincoln homeowners.

About this program

Lincoln’s federally funded housing rehabilitation programs provide zero percent interest loans to help low- and moderate-income homeowners repair and improve their homes. Assistance can support code, safety, structural, energy, and accessibility improvements that stabilize owner-occupied housing.

Eligibility

Income-qualified Lincoln homeowners with eligible owner-occupied properties needing rehabilitation or repair.

Requirements

  • Applicant must meet income, ownership, occupancy, and property eligibility rules
  • Submit income documents, repair scope, bids, and property information
  • Complete inspection, environmental review, loan agreement, and final verification requirements