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KY
Kentucky Small Business Credit Initiative (KSBCI) — Collateral Support Program
Provides a pledged cash collateral account of up to 20% of the loan amount to help creditworthy Kentucky small businesses—including construction and trades contractors—secure financing when they lack sufficient collateral.
About this program
Visit the program website for full details.
Eligibility
Kentucky-based small businesses with fewer than 500 employees that are creditworthy but unable to meet a lender's collateral requirements. Must work through a participating enrolled lender. Emphasis on underserved business owners.
Requirements
- Must be a Kentucky-based small business with fewer than 500 employees
- Must work through a KSBCI-enrolled participating lender
- Must be creditworthy but unable to meet full collateral requirements