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Wilmington First Start Homebuyer Program

Down payment and settlement assistance for income-qualified first-time buyers purchasing in Wilmington.

About this program

The First Start Homebuyer Program provides financial assistance to income-qualified homebuyers purchasing homes in Wilmington, using an online Neighborly application process through approved lenders or housing counselors.

Eligibility

Income-eligible homebuyers purchasing eligible homes in Wilmington and applying through a participating lender or housing counselor.

Requirements

  • Apply through a lender or housing counselor in the Neighborly portal
  • Provide income, household, mortgage, homebuyer education, purchase, and property documentation
  • Meet city occupancy, affordability, and program compliance requirements